Pre-Paid Legal Services
Legal Protection Program
Peace of Mind When You Need It Most
Primerica Legal Protection Program®
Protecting You. Empowering You.
Two Decades of Partnership
Primerica and Pre-Paid Legal Services, Inc. (PPLSI) formed an alliance more than 20 years ago to bring big-name, quality legal protection to Main Street America. In today’s reality, having a team of top-notch lawyers on your side ensures that you are well-prepared for any legal challenge. The Primerica Legal Protection Program ensures that comprehensive legal protection is accessible to everyone, not just the wealthy and well-connected.
Your PLPP Team of Lawyers
PLPP provides access to a network of seasoned lawyers with an average of over two decades of experience from dedicated law firms across the United States. PPLSI’s Provider Law Firms protect over a million members, offering access for covered legal emergency situations 24/7, 365 days a year.
Why PLPP?
With PLPP coverage, you receive a transparent legal service model that allows you to know exactly what you’re getting and precisely how much you’re paying for it. Life can be unpredictable and the law can be complicated — but your PLPP coverage is practical and affordable. Once you sign up, you can relax, knowing you have access to an entire Provider Law Firm.
What Your Legal Plan Covers
Legal Consultation and Legal Assistance Services
The Primerica Legal Protection Program empowers you to know your legal rights. It allows you to have a lawyer a phone call away when legal challenges arise. Your PLPP membership includes:
- Toll-free telephone consultations for any personal or business question.
- Up to three preventative letters or phone calls per year on your behalf, up to two for the same legal subject matter.
- Unlimited review of personal legal documents of 10 pages or less.
2. Will Benefits
Your PLPP membership provides preparation and updates as needed, ensuring your estate planning is always current. This includes:
- Will preparation/annual reviews and updates.
- Will preparation for covered family members at no additional cost.
- Preparation of trusts at a 25% discount off the Provider Law Firm’s standard hourly rate.
- Living Will, Health Care Power of Attorney, and Financial Power of Attorney.
3. Motor Vehicle-Related Benefits
As part of your PLPP membership, you’ll have access to:
- Moving traffic violation assistance for $25.
- Auto-related criminal charge representation for $49 per hour for covered defense matters.
- Assistance with driver’s license reinstatement at a rate of $50 per case.
- Collection assistance at a rate of $50 per each instance up to 2.5 hours for personal injury or property damage claims of $2,000 or less.
4. Discounted Legal Work
Receive a 25% discount from the Provider Law Firm’s standard hourly rate for legal services not specifically covered by the membership or in excess of the benefits provided through PLPP.
5. 24/7 Emergency Assistance
Your PLPP membership includes 24/7 access to your Provider Lawyer via a toll-free number for covered legal emergencies.
Legal Risk is Everywhere...
If you’ve signed a contract, bought or sold a valuable item, rented to or from someone, or interacted in just about any way with another person, then you have exposed yourself to the possibility of becoming engaged in legal issues.
And Hiring a Lawyer Can Be Expensive...
Legal help can be expensive, with an average attorney hourly rate of more than $300 an hour. This can be a significant expense, and finding an attorney with the necessary experience can be challenging.
Receive a 25% discount from the Provider Law Firm’s standard hourly rate for legal services not specifically covered by the membership or in excess of the benefits provided through PLPP.
But Primerica Offers You Affordable Access to the Legal System...
Membership in the Primerica Legal Protection Program (PLPP) gives you access to provider lawyers and high-quality provider law firms for as little as $28 per month.
Write Your Will with Guidance from a Lawyer...
One of the most important benefits of membership in the Primerica Legal Protection Program is the opportunity to have your will prepared.
Membership Fees!
Family Plan
Not Available In: Guam and Mariana Islands
- Nevada: $26 per month or $312 annually
- New York: $20 per month or $240 annually
- Other States: $28 per month or $336 annually
- $10 one-time non-refundable enrollment fee
Group Plan
Not Available In: Guam and Mariana Islands
- Nevada: $24.95 per month
- New York: $18.95 per month
- Other States: $26.95 per month
- No enrollment fee
Business Plan
Not Available In: Montana, North Dakota, South Dakota, South Carolina, Vermont, Massachusetts, Puerto Rico, Alaska
- Nevada and New York:
- $69 per month for 1 to 50 employees
- $115 per month for 51 to 100 employees
- Other States: $18.95 per month
- $75 per month for 1 to 50 employees
- $125 per month for 51 to 99 employees
- $10 one-time non-refundable enrollment fee
Not Available In: Guam and Mariana Islands
- Nevada: $24.95 per month
- New York: $18.95 per month
- Other States: $26.95 per month
- No enrollment fee
Know the Details Before You Sign on the Dotted Line...
PLPP members receive a review of personal legal documents of 15 pages or less, so you can feel secure before making any contractual agreement.
Help Protect Your Small Business from Legal Uncertainty...
Having the PLPP Business Owner Plan on your side creates a level playing field in the justice system, so you can pursue your business goals and dreams with confidence.
Life is Full of Legal Risk...
Isn’t it time YOU decided where PLPP fits into YOUR financial program?
Life Stages and Legal Needs
There are key events in life when having a law firm in your corner is more than just a good idea. Throughout specific life stages, we all encounter situations that call for an attorney knowledgeable in different areas of law, from getting married to preparing for the end of life. You can rest assured knowing your legal rights are protected, no matter what stage of life you are in. By providing affordable access to an attorney, LegalShield has you covered for life’s biggest occasions such as getting married, financial decisions, family additions, living with teenagers, elder care, and end of life.
Life Stage: Getting Married
Marriage is one of the most beautiful bonds two people can share, but it is important to remember that it is also a legally binding contract. As with any contract, it is critical to consult with a lawyer throughout the process. This is an exciting time in your life, and you and your spouse should be free to begin your married life without any distractions. Before you say “I do,” it’s best to let a knowledgeable law firm take care of the legal needs so you can simply focus on the wedding. Our legal plans are created to provide peace of mind and help remove the confusion of legal matters when planning a wedding. You should not have to work to interpret or, worse yet, enforce agreements, contracts, purchase orders, etc. Leave that to a LegalShield provider law firm as you embark on this joyful journey.
Top Legal Needs Associated with Marriage
- Prenuptial Agreement: Average cost: $1,500
- Name Change: Average cost $900
- Will Preparation: Average cost $2,000
- Child Custody/Child Support: Average cost $4,000
Total Cost: $8,400
12 months Primerica Legal Protection Program Member: $336 saving $8,064
Carl and Alison
As Carl and Alison plan their upcoming wedding and talk to various vendors, they realize they are likely going to end up spending thousands of dollars on their ceremony and festivities. They quickly discover that they will also need to enter into a growing number of contractually binding agreements with vendors such as the wedding planner, DJ, caterer, florist, and more. Having a LegalShield attorney that they can consult throughout the entire process helps ease their minds and protect their expenses.
Patty
Like many families, Patty is in the process of renting her first home with her husband before they commit to buying their dream home. Having a lawyer review the lease documents could potentially save the couple thousands while they search for a home to purchase. And when they are eventually ready to invest in buying a home, the same legal guidance can further keep costs down – empowering Patty and her husband to go through the process with more confidence and less stress.
Life Stage: Financial Decisions
Purchasing a new home is one of the biggest investments you will make in your life. The decisions made when buying a home can have lasting consequences, yet most adults go through this process on their own. Buying a home is expensive, and many people simply don’t think they can budget for a lawyer on top of the investment of becoming a homeowner. Fortunately, LegalShield provides an affordable solution. A legal plan can help you through the ins and outs of buying a home (and also leasing one). You can rest easier knowing that an attorney is available for consultation and to help review contracts or write letters on your behalf. Should the other party not hold up their end of the contract, your attorney can send a letter on your behalf.
Top Legal Needs Associated with Financial Decisions
- General Legal Consultation: Average cost $300/hr
- General Contract Review: Average cost $750/hr
- Prepare Purchase/Selling Agreement: Average cost $500/hr
Total Cost: $1,550
12 months Primerica Legal Protection Program Member: $336 saving $1,214
Life Stage: Family Additions
Welcoming a new child to your family is one of life’s most joyous and exciting events, but it can also be stressful. Regardless of whether he or she is your biological child or adopted, you are bringing a new human being into your life who requires love, care, and planning. Protecting your loved ones from the unknown can be demanding and costly. While overwhelmed with joy over your new child, you might not have stopped to think about the legal considerations that come with adding a new member to your family. A LegalShield Provider Attorney can help you navigate your legal needs, giving you more peace of mind and time to enjoy the newest addition to your household. LegalShield backs you with a dedicated law firm to help protect your family with consultation on personal legal matters.
Top Legal Needs Associated with Family Additions
- Will Preparation: Average Cost $2,000
- Power of Attorney Preparation: Average Cost $280
- Uncontested Adoption Representation: Average Cost $1,800
Total Cost: $4,080
12 months Primerica Legal Protection Program Member: $336 saving $3,744
Michael
Following the very time-consuming and stressful process of adoption, Michael, along with his wife and their 3-year-old son, finally welcomed baby Alice into their family. Adding a baby to the family is a time of joy and cheer, but responsible parents also need to take the proper legal steps to care for their kids. Completing or updating a Will is essential for new parents, and a provider law firm is there to help. For Michael, preparing a Will isn’t just about taking care of his assets; it’s also about making sure his children are cared for should the unthinkable happen.
Jim
After obtaining his driver’s license, Jim’s seventeen-year-old son, Shawn, recently began driving to school by himself. While late to class one morning, Shawn was caught speeding through a school zone and was issued a citation, which can be a costly legal matter. Thanks to our legal plan, Jim easily used the LegalShield app to take a picture of the ticket and send it directly to a LegalShield Provider Law Firm for review. The provider attorney even attended traffic court to help reduce the number of points on Shawn’s license.
Life Stage: Living with Teenagers
During the teenage years, your child begins to gain more independence and is slowly exposed to new legal matters that weren’t a concern when they were younger. Simply coming of driving age and getting behind the wheel greatly increases their responsibility and opens them up to further legal problems. Teens also tend to spend more time on the internet, and social media is a powerful tool that can follow them throughout their life. Don’t let an ill-advised social post or cyberbullying set back your family.
A LegalShield law firm can help mitigate the impact of your family’s legal matters. An attorney is available to let you know what legal actions you can take if your child is being bullied, or to review agreements that may affect your child such as car purchases, cell phones, and student housing. And if your teenager has a traffic-related matter, such as a citation or personal injuries resulting from an automobile accident, you can contact your LegalShield Provider Law Firm for assistance.
Top Legal Needs Associated with Teenagers
- Representation in Traffic Matters: Average cost $700
- Review Agreement (car purchases, cell phone, and student contracts): Average cost $280
- General Legal Consultation: Average cost $300/hr
Total Cost: $1,280
12 months Primerica Legal Protection Program Member: $336 saving $944
Life Stage: Elder Care/End of Life
Many don’t want to think about end-of-life needs because death can be an unpleasant topic. As a result, it’s common for adults to avoid preparing for when they’re gone. Not having a Will at your passing can impose an additional burden on your family, and the state may decide how to handle your assets. Anyone with people they love and cherished possessions should have a Will. Our legal plans give you access to a law firm to help create, update, or review your Will. You can do much more than simply stipulate who gets what. Parents can provide for their children and decide how they want them cared for when they are gone. Don’t leave the burden of distributing your assets up to the ones you love – or the state.
Top Legal Needs Associated with Elder Care/End of Life
- Will Preparation: Average cost $2,000
- Power of Attorney Preparation: Average cost $280
- General Document Review: Average cost $750
Total Cost: $3,030
12 months Primerica Legal Protection Program Member: $336 saving $2,694
Frank
When Frank’s father passed without having a Last Will and Testament, his family was left with disagreements related to the estate. Wanting to spare his children from a similar ordeal, Frank created a Will after starting a family of his own. Later in life, Frank discovered LegalShield and uses his membership to keep his Will up-to-date. Using the LegalShield mobile app, he easily initiates the process to make yearly updates as needed to his Will for big life changes such as divorce, remarriage, birth or adoption of a new grandchild, and new assets.
Amount based on LegalShield Provider Law Firm average rates. Exact costs are determined by law firms. Savings are based on Primerica Legal Protection Program membership fee of $336 per year.
Primerica Legal Protection Program is a legal services program offered through a contractual agreement between Primerica Client Services, Inc. and Pre-Paid Legal Services, Inc. d/b/a LegalShield. Neither Primerica Client Services, Inc., nor its officers, employees, or sales representatives directly or indirectly provide legal services, representation, or advice. LegalShield provides access to legal services offered by a network of provider law firms to LegalShield members through membership-based participation. Neither LegalShield nor its officers, employees, or sales associates directly or indirectly provide legal services, representation, or advice. Legal protection services are underwritten by Pre-Paid Legal Services, Inc., d/b/a LegalShield or applicable subsidiary: Pre-Paid Legal Casualty, Inc., LS, Inc., Pre-Paid Legal Access, Inc., Legal Service Plans of Virginia, Inc., Ohio Access to Justice, Inc., administered by Pre-Paid Legal Services, Inc. Limited benefits are available in NV, NY, and WA. In WA, certain benefits are offered at a flat, discounted, or $200 hourly rate, or as otherwise determined by the Provider Attorney. The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of plan coverage, which may vary by state. Primerica representatives are not attorneys, financial, or estate planners and/or advisors.